Vaya con Dios, Edward Snowden: Surely most Americans wish you well

According to Maureen Dowd, Americans have mixed views about Edward Snowden. Some think he is a "self-aggrandizing creep," some think he is a sociopath, some believe he is a "self-sacrificing crusader," and some would like to see him hanged as traitor.

Vaya con Dios

But I disagree with Ms. Dowd. I think most Americans have made up their minds about Edward Snowden. I think most Americans see him as a decent man who exposed grave governmental abuses at great personal risk. Anyhow, that is my belief.

Presently, Mr. Snowden is negotiating with the Brazilian government.  He has offered to help the Brazilians protect themselves from arrogant American snooping if the Brazilians give him asylum.

In an open letter to the Brazilians, Mr. Snowden said American surveillance is not about national security. "These programs were never about terrorism: they're about economic spying, social control and diplomatic manipulation."

What if he's right? What if the NSA and its 35,000 employees are not solely engaged in protecting Americans from terrorism.?What if our government is spying on foreign leaders to help certain insiders make money? If Snowden's allegations are true, some people should go to jail, and I'm not talking about Edward Snowden

Personally, I hope Edward Snowden is granted permanent asylum in a friendly country in the Western Hemisphere. He has behaved decently so far and has shown great dignity..

So vaya con Dios, Edward. Go with God. I know that phrase is expressed differently in Brazilian Portuguese than in Spanish, but you get my drift.

References

Maureen Dowd. Spying Run Amok. New York Times, December 18, 2013, p. A23.

Simon Romero. Snowden Offers Help To Brazil in Spy Case. New York Times, December 18, 2013, p. A.6.

Being an Obamacrat means never having to say you're sorry: The pitiful American response to the inappropriate arrest of an Indian diplomat

A few days ago, the U.S. Marshall's Office arrested Devan Khobragada, an Indian diplomat, for allegedly providing false information in a visa application for her housekeeper.  The Marshall's Office

Marie Herf
Master's degree from UVA

admits that she was handcuffed, strip searched, and placed in a cell with common criminals. This happened in New York City, home of the United Nations.

A screw up, right?  After all, everyone knows that New York cops can't even issue a parking ticket to a foreign diplomat, much less strip search one.

The Indian government is understandable outraged, calling the arrest barbaric; and Indian officials have ordered the removal of traffic barriers in front of the American embassy.  Those traffic barriers were installed to deter suicide car bombers, which gives you an indication of just how angry India is.

Does the American government apologize?  No.  The Obama administration authorizes Marie Herf, a thirty-something State Department spokeswoman with stylish glasses, to issue a statement containing nothing but drivel.  What does Herf say?

We understand that this is a sensitive issue for many in India.  Accordingly, we are looking into the intake procedures surrounding this arrest to ensure that all appropriate procedures were followed and every opportunity for courtesy was extended.

What did these Obamacrats learn at the elite colleges they attended? (Herf obtained a master's degree in foreign affairs from the University of Virginia.) Did they learn problem solving skills? Did they learn how to respond to crises? Did they learn to apologize for their mistakes and promise to make things right?

No, apparently the Obamacrats learned how to write opaque press releases and very little else.  But they didn't learn to say "I'm sorry" when an apology is called for. 

I feel sure the Obama administration will eventually straighten things out and issue a formal apology to India.  Maybe Obama will give the Indians an aircraft carrier or some jets to smooth things over.

But the initial response to an incident like this says it all.  Obama and his people are arrogant snobs who never learned to behave decently.  They never mastered the simple rules of civil behavior that most of us learned in grade school.

References

Elise Labott and Jethro Mullen. Arrest, strip-search of Indian diplomat in New York triggers Uproar. December 18, 2013. CNN.com. Accessible at: http://www.cnn.com/2013/12/17/politics/india-us-diplomat/

What is the point of an ivy league education if graduates behave like children? Obama's selfie incident at Nelson Mandela's memorial service

Earlier this week, various news outlets  circulated a photo of our President using a smart phone at Nelson Mandela's memorial service  to take a selfie of  himself,  England's Prime Minister David Cameron and the prime minister of Denmark.  A photographer caught our president looking exactly like a snickering school boy who had just dunked a fellow student's braids in an ink well.



Didn't Barack's mother raise him better?
Photo credit: Roberto Schmidt AFP/Getty Images

How embarrassing! And this comes on the heals of his insult to Catholics when he made the sign of the cross to pardon a turkey during the Thanksgiving season.  And of course the President was caught lying repeatedly about the Affordable Care Act.

As we say in the South when someone commits a serious breach of etiquette--didn't his mother raise him better?  And what is his excuse for such boorish behavior? He can't say he didn't receive a decent education. After all, he was educated at Columbia University and Harvard Law School.

 Of course, one doesn't need an elite college education to behave with grace and dignity.  I have dozens of relatives in South Louisiana, none of whom went to an ivy league college. Yet not a single one of my relatives would behave disrespectfully  at a funeral or memorial service. Not a single one would ridicule another person's religion.  And--as far as I know--not a single of one of my friends or relatives is a liar.

Since the founding of this nation, Americans have cherished a vision of an ideal American citizen as a person who behaves with grace, dignity, and courage; a person who respects the values and religious beliefs of others; a  person who can solve problems in ways that makes the world a better place.  And Americans have always believed that the ideal citizen need not have a fancy education.

We see this ideal reflected again and again in American literature. Owen Wister, a Harvard man, created a fictional American ideal in his novel The Virginian.  This man, though not educated, conveys immense dignity, tolerance, and respect for others.  "When you call me that, smile," the Virginian says famously.

And John Steinbeck's great novel, The Grapes of Wrath, tells the story of an impoverished, uneducated family forced from their home in Oklahoma to become refugees on the road to California. Ma Joad and Tom Joad are portrayed as people of great fortitude, courage, and generosity.

And of course, James Fenimore Cooper's Natty Bumppo, the unlettered frontiersman in The Last of the Mohicans, was shown by Cooper to be more well-bred that the well-born English army officers with whom he was thrown together.

For all his fine education, I doubt whether Barack Obama has read much American literature. I would be astonished if he is familiar with The Last of the Mohicans, The Virginian, The Grapes of Wrath or any of the books that make up the canon of American literature.

I think Barack Obama would serve himself well by studying the American ideal of a great citizen as it is portrayed in our literature--perhaps he could steal some time by playing less golf.  Certainly, he does not appear to have been well schooled at Harvard or Columbia. Otherwise he would not make fun of Catholics or act like a child at a great man's memorial service.

Colorado Attorney General fines Argosy University $3.3 million for deceptive marketing practices: Why don't the Feds move more aggressively against abuses in for-profit college industry?

Earlier this week, the Colorado Attorney's Office announced that Argosy University Denver will pay $3.3 million in fines and restitution for engaging in misleading marketing practices. Argosy is a for-profit university owned by Education Management Corporation.

"Our investigation revealed a pattern of Argosy recklessly launching doctoral degree programs without substantiating or supporting that they led to the advertised outcomes,"a Colorado deputy attorney general said in a written statement. "That is illegal under Colorado law and why we are holding Argosy accountable."

According to a story in the Denver Post, the Colorado Attorney General's Office claimed that Argosy led students to believe that the university was seeking accreditation for a doctorate of education in counseling psychology, was was not true. Quoting from the Denver Post:

Although students were told they would be eligible to become licensed psychologists, the program's curriculum and requirements were deficient and left them unlikely to be licensed in Colorado. One program failure was a lack of adequate internships in the state, the attorney general's office said in a statement.

Congratulations to the Colorado Attorney General's Office for taking aggressive action against Argosy. But what happens to Argosy students who took out student loans to pay for programs that failed to meet students' expectations?

The Colorado Attorney General's Office announced that $2.7 million of the fine would be returned to students to help them pay off their student loans.  Bravo!

But let's ask ourselves this question. Why is it left to state attorney general's offices to monitor the for-profit colleges, most of which depend on federal student aid money to operate?  Why isn't the Obama administration moving aggressively to stamp out abuses in this industry?

Students themselves usually can't sue their for-profit college for misrepresentation because the colleges force students to sign litigation waivers as a condition of enrollment. Thus, we are left with a catch-as-one-can patchwork of regulation of an industry that has a history of deceptive recruiting practices.

Too busy to take aggressive action against for-profits?

President Obama has said repeatedly that he is concerned about the plight of college students who are suffering from high levels of student-loan indebtedness.  He should unleash Eric Holder and his ivy league attorneys to tackle the abuses in the for-profit college industry, which has the highest level of student-loan defaults and has been caught repeatedly in deceptive marketing practices.

But perhaps Eric Holder's office  has other priorities--like suing the state of Louisiana to stop disadvantaged kids from getting into better schools.

References

Anthony Cotton. Argosy University Denver fined $3.3 million for deceptive practices. Denver Post, December 5, 2013. Accessible at: http://www.denverpost.com/news/ci_24663345/argosy-university-denver-fined-3-3-million-deceptive

L. Wayne Hicks. Argosy University fo pay $3.3M to settle Colorado lawsuit. Denver Business Journal, December 5, 2013.  Accessible at: http://www.bizjournals.com/denver/news/2013/12/05/argosy-university-pays-colorado-33m.html?page=all

Michelle Millhollon. Jindal rebukes Fed voucher stance. The (Baton Rouge) Advocate, August 25, 2013, p. IB.

President Obama talks about a safety net, but there is no safety net for student-loan defaulters

President Obama made a speech recently about income inequality in America, and Paul Krugman swooned like a 1950s-era school girl at a Buddy Holly concert. Only cynics, Krugman suggested, would discount the importance of President Obama's great speech. 

Rah! Rah! Rah!
Paul Krugman, Nobel Prize Winner, loved President Obama's speech on income inequality

I'm sorry, Paul. But until the President backs up his soaring rhetoric with some action, I will remain cynical.

President Obama talked a lot in his speech  about strengthening the safety net for people who fall on hard times. "We've . . . got to strengthen our safety net for a new age," the President said, "so it doesn't just protect people who hit a run of bad luck from falling into poverty, but also propels them back out of poverty."

These are fine words, but let's look at the millions of people who took out federal student loans to get a college education and can't pay them back. There is no safety net for them. No, for them, there is only a cascading river of woe.

First of all, people who default on their student loans find that it all but impossible to discharge their student-loan debt in bankruptcy.  And this is true even for people who financed their education through private banks and not the federal student-loan program.

Second, many students enrolled at for-profit universities based on misrepresentations, but they
can't sue the institutions that defrauded them. We know that students who attended for-profit colleges have the highest student-loan default rate and the highest level of student-loan debt. Nevertheless, even if they accumulated debt based on a for-profit college's false promises, students are often unable to seek relief in the courts. That's because many--probably most--of the for-profit colleges make students sign arbitration agreements whereby students waive their right to sue fraudulent institutions in court.

Third, many student-loan defaulters find that the amount they owe on their loans is double or even triple the amount they borrowed. That's because interest accumulates on the unpaid debt and the government's debt collectors add a 25 percent penalty.  As we saw in the Roth case (discussed in a previous blog), a woman who borrowed $33,000 to obtain a degree she never completed owed $95,000 by the time she sought bankruptcy relief.

And there is no statute of limitations on collecting unpaid student loans. Thus, the government and its agents can wait 20 years, 25 years, even  40 years to sue a student-loan defaulter. And the government can garnish elderly defaulters' Social Security checks and apply the amount collected to their student loan debt.

Do see any safety net for these people?

How many people have their backs against the wall due to their college loans? Millions. According to the Consumer Financial Protection Bureau, 15 million people whose loans are in the repayment stage aren't making payments.  Six million are in default, and almost 9 million more have obtained deferments or forbearances that allow them not to make payments. 

In his speech, President Obama acknowledged that people have had trouble paying off their loans, but he said federal grants and loans go farther under his administration than they did before.  Of course if that were true, student-loan indebtedness would not be going up every year.

The President also said that the government has made it "more practical" for students to repay their loans.  I take it he means that the government is encouraging students to sign up for income-based repayment plans that obligate them to make loan payments for 25 years.  The President may think 25-year loan repayment plans makes loan repayment more practical.  But in fact, these plans are a 21st century version of the indentured servant system.

In addition, the President said his administration was advancing "an aggressive strategy to promote innovation that reins in student costs," an apparent reference to his vague college rating system. "We've got lower costs so that young people are not burdened by enormous debt when they make the right decision to get higher education," he asserted.

But this simply isn't true.  Total student-loan indebtedness has grown to $1.2 billion, and average indebtedness for a college graduate is risen to more than $29,000.

 Of course President Obama could construct a real safety net for distressed student-loan debtors if he chose to do so. He could promote an amendment to the Bankruptcy Code that would allow destitute student-loan debtors to discharge their college loans in bankruptcy.  He could bar for-profits from forcing their students to sign litigation waivers as a condition of enrollment.  He could reform the student-loan debt collection protocol to lower the fees and penalties that debt collectors charge defaulters.  He could stop the practice of garnishing elderly defaulters' Social Security checks.

As he done any of these things? Has he even proposed doing any of things? No, he has not.  And although it is true that President Obama does not have a cooperative Congress, he could begin weaving at least a partial "safety net" through executive orders.  A lot of the abuses in the for-profit industry and abusive debt-collection practices could be stopped by executive action or administrative regulations.

So, yes, Mr. Krugman, I am cynical about President Obama's speech. And Mr. Krugman should be cynical too.  After all, he is a Nobel-Prize winning economist who surely knows that crushing student-loan debt has thrown millions of people out of the American economy. 

Mr. Krugman rebukes the cynicism of the so-called "pundit class," but it is Mr. Krugman, The New York Times and the entire elitist media that appear cynical to me.  Our liberal media have become nothing more than cheerleaders for an aimless President, while millions of young Americans who sought a college education in good faith suffer from an insane federal student-loan program and a rapacious for-profit college industry.

References

Editorial. The President on Inequality. New York Times, December 5, 2013, p. A30.

Paul Krugman. Obama Gets Real. New York Times, December 6, 2013, p. A31.

President Barack Obama. Remarks by the President on Economic Mobility. White House Press release, December 4, 2013.

I miss Barney Fife: Rice University police repeatedly beat suspected bicycle thief and Rice won't turn over records

I miss Barney Fife

Last week, a Houston television station aired a video showing Rice University police officers beating  a suspected bicycle thief while he was lying on the ground begging them to stop.  According to the Houston Chronicle, officers hit the man13 times in 20 seconds.

Did the Rice cops use excessive force? I can't say. The police maintain the suspect refused to be handcuffed and that they used the appropriate procedure to subdue him.

As of yesterday, Rice University refused to release the entire video of the arrest or the mug shot of the suspect. Rice claims it is not subject to the Texas Public Information Act because it is a private university. 

In an editorial that appeared on December 4th, The Houston Chronicle criticized Rice University's secrecy about the beating incident. "Police in a democratic society must be open to investigation, even if they work at a private university," the Chronicle argued.

The Chronicle pointed out that Rice gets millions of dollars in state funding and its students are eligible for state financial aid. The newspaper called on the Texas legislature to close the loophole in the Texas Public Information Act so that the law applies to private universities.

John Whitmire, a state senator from Houston, is also upset by Rice University's secrecy.  Whitmire threatened to make it harder for Rice to get public money. "One, watch what I do to their budget," Senator Whitmire was quoted as saying. "And two, watch what I do to their police department."

I agree with the Houston Chronicle and Senator Whitmire. Rice University, which receives millions of dollars in state and federal money, should not be able to shield its activities from public view simply because it is a private university. Rice should be subject to the Texas Public Information Act, just as state agencies are.

This incident is reminiscent of the pepper spray incident that took place at UC Davis in 2011. University police officers pepper sprayed nonthreatening students who were sitting on a sidewalk during an Occupy Wall Street demonstration.  Linda Katehi, UC Davis president, apologized for the incident; and the university paid a million dollars to settle a lawsuit brought by the victims.

But UC Davis never released information about what it did with Lieutenant John Pike, the chief offender in the pepper spray incident.  Pike left the university under undisclosed circumstances.

 I wish to make two points about the incidents that took place at Rice and UC Davis. First, as I have said before, every university that participates in the federal student loan program should operate in complete transparency, whether it is public and private.  It is time for a federal open records law that applies to all colleges that receive federal student-loan money.

Second, the Rice incident and the UC Davis pepper-spray incident may be an indication that our university police departments are slowly evolving from service agencies dedicated to protecting and assisting students to paramilitary organizations.  Was it necessary, after all, for UC Davis police officers to attack peaceful students while wearing riot gear?

Personally, I miss the good old days when campus police officers behaved a little more like Barney Fife and a little less like Robo Cop. 

UC Pepper-Spray Incident
Photo credit: Wayne Tilcock, Davis Enterprise

Reference

Editorial. Secret police: Footage of Rice  University officers beating a suspect raises serious questions. Houston Chronicle, December 4, 2013, p. B6.

Brian Rogers. Lack of police transparency in Rice arrest angers lawmaker. Houston Chronicle, December 3, 2013. Accessible at: http://www.houstonchronicle.com/news/houston-texas/houston/article/Lack-of-police-transparency-in-Rice-arrest-angers-5029397.php

Tyler Kinkade. Lt. John Pike, UC Davis Pepper Spray Cop, No Longer Working at University. Huffington Post, August 10, 2013. Accessible at: http://www.huffingtonpost.com/2012/08/01/lt-john-pike-uc-davis-pepper-spray-campus-police_n_1727933.html

 

Yet another injustice: For-profit colleges force ripped-off students to arbitrate their claims rather than seek relief in the courts

The federal student loan program is a metaphorical train wreck--the wreck of a passenger train crowded with hapless commuters. The injured are strewn all over the landscape waiting to be treated.

The federal student loan program is a metaphorical train wreck.

If President Obama were a compassionate man, he would introduce legislation to assist the people who have been hurt by their participation in the federal student loan program. But he's not doing that. To extend the train-wreck metaphor further, Obama wants to close his eyes to the carnage on the railroad tracks and focus all his attention on designing a safer railroad car.

The President has done nothing to ease the plight of millions of young people who are burdened by student-loan debt and can't find decent jobs. Instead, he is pushing a college rating system that supposedly will help students make better choices about where to attend college. And he also wants more students to sign up for long-term student-loan repayment plans.

 

Of course, everyone knows that the most egregious student-loan abuses involve the for-profit colleges, which have been accused of high-pressure recruiting tactics and misrepresentations about students' job prospects. From time to time former students have sued for-profit colleges under state consumer protection laws, seeking damages based on claims that they'd been ripped off.

 

But the for-profits have figured out a clever way to stop lawsuits against them. Many of them force students to sign arbitration agreements when they enroll. Under these agreements, students waive their right to sue the college, even if they later believe they were induced to enroll based on misrepresentations. Instead, students are forced to submit their claims to arbitration, which most often benefits the college, not the student. More on this later.

Ferguson v. Corinthian Colleges: Students at for-profit colleges are denied right to a jury trial

Here's a recent example. In Ferguson v. Corinthian Colleges, Inc., decided last August by the Ninth Circuit Court of Appeals, Kevin Ferguson and Sandra Muniz, former students at schools operated by Corinthian Colleges, Inc., sought to bring a class action law suit against Corinthian based on alleged misrepresentations. These were their claims, as outlined by the court:

The thrust of [the former students'] complaint was that Corinthian systematically misled prospective students in order to entice enrollment. Corinth allegedly misrepresented the quality of its education, its accreditation, the career prospects for its graduates, and the actual cost of education at one of its schools. Students were also allegedly misinformed about financial aid, which resulted in student loans that many could not repay. Corinthian also allegedly targeted veterans and military personnel specifically, so that it could receive funding through federal financial aid programs available to those people.

Unfortunately for Ferguson and Muniz, both had signed arbitration agreements with Corinthian or one of its subsidiaries as part of the admission process. Under these agreements, they waived the right to sue Corinthian and agreed to arbitrate any claims under the Federal Arbitration Act (FAA).

When Ferguson and Muniz sued in federal court, Corinthian moved to dismiss their case on the grounds that they were compelled to arbitrate. A federal judge granted Corinthian's motion in part but allowed the former students to seek an injunction against Corinthian in federal court.

On appeal, the Ninth Circuit reversed, ruling that all claims against Corinthian must be arbitrated, including any request for injunctive relief. The Federal Arbitration Act "reflects an 'emphatic federal policy' in favor of arbitration," the court said. Under the Supremacy Clause of the United States Constitution, "the FAA preempts contrary state law" and prevents the states from allowing a party to go to court to resolve claims that the party had previously agreed to submit to arbitration.

Why is Ferguson v. Corinthian Colleges, Inc. a bad decision for students?

Why do the for-profits require students to sign arbitration agreements as a condition of enrolling? Forcing dissatisfied students to arbitrate their claims is advantageous to the corporate universities because students must pay a part of the arbitrator's cost, something many students can't afford to do. In addition, the for-profits prefer to go before an arbitrator rather than a jury, which might be quite sympathetic to a student's claim that he or she was induced to enroll in a for-profit college based on false promises and misrepresentations.

 

Moreover, arbitrators generally do not award punitive damages, their power to grant injunctive relief is limited if not non-existent, and an arbitrator's decision is usually private and not subject to public inspection. No wonder the for-profits require their students to sign agreements promising to arbitrate their complaints and not file lawsuits.

Congress should pass a law barring for-profit colleges from forcing students to sign arbitration agreements

Under the Federal Arbitration Act, as interpreted by the U.S. Supreme Court, states do not have the authority to allow ripped-off students to sue for-profit colleges under state consumer-protection laws if those students signed arbitration agreements, which many of them are forced to do as a condition of enrolling in a for-profit college. This is wrong.

 

President Obama should introduce legislation that prohibits for-profit colleges from forcing students to sign arbitration agreements and specifically permits students to sue for-profit colleges for fraud or misrepresentation under appropriate state consumer-protection laws. The legislation should give students the right to a jury trial, and prevailing students should receive attorney fees and punitive damages when appropriate.

 

Of course, President Obama will never introduce such legislation, and Congress would never pass it if he did. The for-profits are too politically powerful for such a law ever to be adopted.
 

Rather than tackle the abuses in the for-profit college industry, President Obama prefers to introduce a complicated and toothless rating system for colleges--a rating system that will do nothing to reduce the harm so many students suffer when they borrow money to attend a for-profit college or university.

References
 

Ferguson v. Corinthian Colleges, Inc., 733 F.3d 928 (9th Cir. 2013).