Essays about Texas

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Showing posts with label Income-Based Repayment plans. Show all posts
Showing posts with label Income-Based Repayment plans. Show all posts
Monday, June 23, 2025

Savage v Educational Credit Management Corp.: How $37,000 in student loans ballooned into a $250,000 debt

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Paul Savage took out $37,000 in student loans to get a degree in human resources management from Temple University, which he obtained in 199...
Sunday, January 8, 2023

Elderly Student-Loan Defaulters Will See Their Social Security Checks Garnished When Pause on Student Loan Payments Ends

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In response to the COVID pandemic, the Department of Education stopped garnishing the Social Security checks of elderly student-loan default...
3 comments:
Wednesday, August 24, 2022

Biden Administration Extends Pause on Student-Loan Payments Until End of This Year: Has The Government Created A Moral Hazard?

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  Moral hazard is a situation in which one party gets involved in a risky event knowing that it is protected against the risk and the other...
2 comments:
Monday, August 22, 2022

Who Profits From the For-Profit College Industry? Let's Take a Look at Adtalem Global Education

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Higher Education in the United States was once considered a civic activity intended to improve people's lives and benefit society.  Then...
Sunday, March 13, 2022

How Screwed Up is the Federal Student Loan Program? We Can Tell You, But Then We'd Have to Kill You!

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  Betsy DeVos, the Wicked Witch of the Midwest, was perhaps the most despised member of President Trump's cabinet. As Trump's Educat...
Friday, March 11, 2022

Like Prisoners on Death Row: 25 million student debtors may get another reprieve from making their student-loan payments

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Around 2,500 prisoners sit on Death Row in American prisons. Nearly 700 condemned men await death in the Golden State of California. A coup...
Tuesday, November 30, 2021

After a Long Pause, 30 Million Student Borrowers Will Begin Repaying Their Student Loans in February. Most Say They're Not Ready.

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 Last year, in response to the COVID pandemic, the Department of Education pressed the pause button on the federal student-loan program.  In...
Tuesday, November 23, 2021

Ashline v. Department of Education: Dental Assistant with Master's Degree from Kaplan U. discharges $230,000 in student loan debt

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 Diane Ashline, a 47-year old single mother, worked for 20 years as a dental assistant. Hoping to increase her income, she took out student ...
Wednesday, November 17, 2021

Private Student-Loan Debt at an All-Time High: TICAS Releases Snoozer Report

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 According to a recent report by the Institute for College Access and Success (TICAS), the 2020 class of college graduates has amassed $136...
Tuesday, August 10, 2021

The Feds messed up the federal student loan program: And everything they do to fix it just makes things worse

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 Many years ago, when I was a fledgling attorney, my senior partner gave me some advice I never forgot.  He told me that a competent attorne...
1 comment:
Saturday, June 19, 2021

Student-loan payment relief during COVID crisis ends soon: Will student debtors start making payments again?

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 About 40 million student borrowers got some relief last year when the Department of Education allowed student debtors to temporarily skip t...
Tuesday, May 4, 2021

Independent expert predicts student loan program will lose a half trillion bucks: Is he right?

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  In 2018, Education Secretary Betsy DeVos hired Jeff Courtney , a former JP Morgan executive, to do a forensic analysis of the federal stud...
Friday, April 2, 2021

President Biden ponders $50,000 student-loan cancelation: That doesn't go nearly far enough

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 President Biden has asked Education Secretary Miguel Cardona to prepare a memo on the president's legal authority to cancel up to $50,0...
Sunday, January 31, 2021

When did university book stores become T-shirt shops?

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 I live about a mile from the Barne & Noble bookstore, the official bookstore for Louisiana State University. Yesterday, I walked over f...
Wednesday, January 20, 2021

Immigrant obtains medical degree, can't find MD job. Bankruptcy judge discharges $400,000 in student-loan debt

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Seth Koeut was born in Cambodia and came to the United States as a child. Like many immigrants, he applied himself energetically to obtain ...
1 comment:
Thursday, January 7, 2021

Pro quarterback Tom Brady gets $1 million in PPE money plus tax break, but no tax breaks for distressed student loan debtors

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 According to CNBC , Tom Brady, the Tampa Bay Buccaneers' highly-paid quarterback, got a check for $960,00 from the Smal Business Admin...
Saturday, January 2, 2021

Say goodbye to your golden years: 100 million Americans have no retirement savings

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According to the    National Insitute on Retirement Security , more than 100 million Americans have no retirement savings whatsoever.  As Di...