Betsy DeVos, President Trump's Education Secretary, is spectacularly indifferent to this crisis, and she has made the crisis worse by her callousness and craven obsequence to the for-profit college industry. Without a doubt, she is guilty of malfeasance and venality. Let's summarize her reprehensible conduct:
Public Service Loan Forgiveness. The Department of Education has flatly refused to administer the Public Service Loan Forgiveness program (PSLF) competently. More than three-quarters of a million borrowers were qualified for the PSLF program by Navient, DOE's contracted loan servicer. But DOE has only approved roughly 1 percent of the applications for loan forgiveness. Apparently, DOE takes the position that 99 percent of the people who believed they were qualified for PSLF loan forgiveness were mistaken.
A federal judge ruled last February that DOE had administered PSLF arbitrarily and capriciously in a lawsuit brought by the American Bar Association. Later, the American Federation of Teachers sued DOE, arguing, like the ABA, that DOE was administering DOE in violation of the Administrative Procedure Act. Has Betsy made amends? No.
Borrower Defense Program. The federal government has a"borrower defense" process in place for student-loan borrowers to have their student loans forgiven if they can show that their for-profit college defrauded them. A few weeks ago, DOE issued new rules for administering the program. Betsy will allow the for-profit colleges to force students to sign covenants not to sue and waive their right to join class-action lawsuits. DOE's revised rules for processing borrower-defense claims are so onerous that DOE itself estimates that only 3 percent of applicants will get relief.
Student-Loan Bankruptcies. DOE continues to take the position that distressed student-debtors are ineligible for bankruptcy relief, no matter how desperate the debtor's circumstances. DOE has a policy in place (perhaps unwritten) that authorizes Educational Credit Management Corporation to assume the right to fight student-bankruptcy cases, and ECMC fights them all. ECMC, by the way, has accumulated a billion dollars in unrestricted assets--a fat reward for naked brutality.
Betsy DeVos, a multi-millionaire who owns a huge yacht, presides over this clown car of an Education Department, which she has stuffed with cronies from the for-profit college industry. And the taxpayers provide her with a personal security detail that costs almost $8 million a year.
This clown car is not funny. Surely DeVos' maladministration of the Public Service Loan Forgiveness program, apart from everything else she has done or failed to do, provides ample grounds for impeachment. I feel sure that if the Democrats voted articles of impeachment against her in the House of Representatives, some Republicans would vote for it.
And, if her reckless and lawless behavior was brought to the U.S. Senate, I think there would be enough bipartisan votes to remove her from office.
Without question, 45 million student-loan borrowers would be interested in the outcome of any impeachment proceedings, and several million of these people are probably single-issue voters. In other words, millions of college-loan debtors will vote for the presidential candidate in 2020 who promises student-loan debt relief. That candidate is not the guy who appointed Betsy DeVos to run the Department of Education.
|Betsy DeVos's Education Department is a clown car.|
Good comments as always.ReplyDelete
The D of E has many malignant policies....but did Betsy DeVos invent the policies? Will the policies survive in the event of her departure?
Is the D of E on a rogue mission to save money for taxpayers? (even if debtors are crushed?) Is the D of E a creature of Congress, of the Pres, or of its own senior staff?
I honestly do not know.
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Test anxiety is a common experience among students and individuals who are required to take high-stakes exams. It is characterized by feelings of anxiety, stress, and hopelessness, which can interfere with academic performance and overall well-being. Symptoms of test anxiety can include difficulty concentrating or remembering information, physical symptoms such as headaches or stomachaches, and sleep disturbances or insomnia. In this article, we will explore the symptoms and causes of test anxiety and effective strategies for overcoming it to improve academic performance. Test Depression
Symptoms of Test Anxiety:
Test anxiety is characterized by feelings of anxiety, stress, and hopelessness, which can interfere with academic performance and overall well-being. Symptoms of test anxiety can include:
Feelings of anxiety and stress before and during exams
Difficulty concentrating or remembering information
Feeling overwhelmed or hopeless about academic performance
Physical symptoms such as headaches, stomachaches, or nausea
Sleep disturbances or insomnia
Symptoms of test anxiety can vary in severity and duration, and individuals may experience different symptoms based on their personal experiences and situations.
Causes of Test Anxiety:
Causes of test anxiety can include pressure to perform well, fear of failure, and lack of adequate preparation. Individuals who have experienced previous failures or negative experiences with testing may also be at an increased risk of test anxiety. Other factors that may contribute to test anxiety include lack of sleep, poor nutrition, and high levels of stress or anxiety.
Effective Strategies for Overcoming Test Anxiety:
Effective strategies for overcoming test anxiety include cognitive-behavioral therapy, stress-management techniques, and preparation techniques. Cognitive-behavioral therapy (CBT) can help individuals learn to manage negative thoughts and emotions related to test anxiety and develop effective coping strategies.
Stress-management techniques such as deep breathing exercises, meditation, and mindfulness practices can help reduce stress and improve overall well-being. Regular exercise, healthy diet, and adequate sleep can also help reduce stress and improve overall well-being.
Preparation techniques such as developing a study plan, practicing test-taking strategies, and seeking extra help or tutoring can also help reduce feelings of anxiety and improve academic performance. Breaking down study material into smaller sections and using positive self-talk can also help reduce stress and improve confidence.
The Importance of Overcoming Test Anxiety:
Overcoming test anxiety is essential for improving academic performance and overall well-being. Test anxiety can interfere with academic performance and lead to long-term negative effects on mental health and academic success. By recognizing the symptoms of test anxiety and seeking help when needed, individuals can improve their overall well-being and academic success.
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